Mod Details

Insurance Plus

Insurance Plus 1.3.0

Created by Mattdokn

23.5K Downloads

SPT 3.11.4 Compatible

Insured items aren't dropped on death.

Latest Version 1.3.0
SPT 3.11.4

Updated May 31, 3:47 AM

Version Notes

Updated to 3.11.x

This download is externally hosted.
Always scan for viruses.
Basics

An update to JustNU’s Insurance+ for the latest version of SPT!

Changes the insurance system to allow you to keep your insured items equipped upon death.

Item’s dropped in raid will be handled normally through the vanilla game’s return system.

Make sure you insure container’s with insured items. If the container the item is in isn’t insured then it’ll be lost.

If you’d like to increase insurance prices you can do so with this mod TraderQoL

How To Install

Simply extract mattdokn-insuranceplus.zip into your game folder

How To Config
  • LoseInsuranceOnItemAfterDeath
    • Default: false
    • If this is enabled, after dying in raid. The insured items you kept equipped will lose their insured status.
  • LoseAmmoInMagazines
    • Default: false
    • If this is enabled, ammo that is chambered or loaded into an insured magazine/weapon will be removed.
Known Issues

If you see anything that stands out to you, please let me know in the comments or submit an issue on github.

  • Insured items inside an uninsured container will not be returned to you on death.
  • Bullets in magazines stay after death. (Round in chamber gets removed though lol)
  • You are able to insure items that are needed to be placed for quests and get them back after the raid, this won’t be fixed as it would require adding a client component to see if you planted an insured item. link
Support My Work

Never feel obligated to donate for support.

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Version 1.3.0
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SPT 3.11.4
Latest Compatible SPT Version

5.8K Downloads

Created May 31, 3:47 AM

Updated May 31, 3:47 AM

Virus Total Results

Updated to 3.11.x

Version 1.2.8
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Unknown SPT Version
Latest Compatible SPT Version

1.4K Downloads

Created Mar 8, 6:30 PM

Updated Mar 8, 6:30 PM

Virus Total Results

- Fixed insured items being duplicated! (finally)

- Config option for keeping ammo in magazines and chambered rounds now works again.

- Removing insured status on items after dying in raid works properly.

Thank you to all who opened tickets on the github repo, you guys are awesome.

Version 1.2.7
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SPT 3.10.5
Latest Compatible SPT Version

5.0K Downloads

Created Dec 23, 2024 at 4:53 PM

Updated Dec 23, 2024 at 4:53 PM

Virus Total Results

Updated for 3.10.x!

Completely re-written, with the same functionality as previous versions.

Version 1.2.6
Download Mod Version
Unknown SPT Version
Latest Compatible SPT Version

2.0K Downloads

Created Oct 25, 2024 at 5:55 PM

Updated Oct 25, 2024 at 5:55 PM

Virus Total Results

- Fixed pockets not being removed on death.

- Reworked how ammo is removed to no longer always remove the chambered bullet regardless of lossAmmo config setting

Version 1.2.4
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Unknown SPT Version
Latest Compatible SPT Version

2.1K Downloads

Created Sep 14, 2024 at 1:34 AM

Updated Sep 14, 2024 at 1:34 AM

Virus Total Results
  • Fixed lost insurance status on death setting.
  • Fixed issue of not losing quest items on death.
Version 1.2.2
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Unknown SPT Version
Latest Compatible SPT Version

4.7K Downloads

Created Jul 14, 2024 at 8:22 PM

Updated Jul 14, 2024 at 8:22 PM

Virus Total Results

Fixed Bug:

  • Items are lost regardless of lostondeath.json settings. link
ThatDude

I’m assuming this won’t conflict with your Trader QoL mod, right?

0 Likes
Campingcoke

Is there anyway we could get an option for losing insurance on an item after a certain number of raids (death or not)? Like I insure a gun for 4 raids and get it back every time but after that 4th raid (whether I die or extract) the insurance still wears off?

0 Likes
detox

In Versions, the author specifically thanks those who opened tickets on github. But I’m too dumb to find it. Is there a more ‘relevant’ spot for this mod’s activity?

0 Likes
Saknarin990

Please update🥰

3 Likes
Kyagee

cool mod, can we get an option in the config to remove insurance on items after raid end? I feel like this would be a nice balancing option.

1 Like
Tr8n8ty

Great mod, thank you for this. Unfortunately, keeping the ammo option doesn’t seem to work. I’ve “toggled” it a few times to be sure, but even with the value set to false I still lose ammo on death. Is this something that will be looked into/addressed?

0 Likes
Tinhead_Ausf_B

Nice mod, have used it the last days but I found a weird bug (latest SPT 3.10.5, I think, latest mod version).

When I die in a raid, I return with my insured stuff, without the ammo - as configured. A while later, though, usually the next time I start the server and play, I get messages from the insurer (depending on whom I insured with) and they send me copies of the items they have ‘retrieved’ and which I have never lost in the first place.
It leads to piles of expensive items that are duped and can be potentially sold again, clutter the inventory at any rate.
I couldn’t tell you whether it’s some unwanted effect from another of the 50+ mods I use. Just wanted to let you know.

Also, I am not sure if it’s intended to, but the mod does not appear in the ingame mod configuration menus.

Cheers

Edit: I just read a below comment of someone who pointed that behavior out already! Apologies.

0 Likes
Zarif

really appreciate someone keeping this mod idea alive - Fika compatibility would be awesome though

0 Likes
captain

I have had insured guns be lost one time only, not sure if this was caused by something else, and prapor seems to be returning items still , so i end up with tons of duplicates.

0 Likes
TheDarkFox

Found a small issue with the mod:
if you enable “lose insurance on death” your weapon attachments seems to get stripped, even the vital ones no matter what.

0 Likes

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