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Mod Details

Insurance Plus

Insurance Plus 1.2.7

Created by JustNU, Mattdokn

15.2K Downloads

SPT 3.10.5 Compatible

Insured items aren't dropped on death.

An update to JustNU's Insurance+ for the latest version of SPT!

Changes the insurance system to allow you to keep your insured items equipped upon death.

Item's dropped in raid will be handled normally through the vanilla game's return system.

Make sure you insure container's with insured items. If the container the item is in isn't insured then it'll be lost.

If you'd like to increase insurance prices you can do so with this mod TraderQoL

Simply extract mattdokn-insuranceplus.zip into your game folder

  • EnableDefaultInsurance
    • If the regular insurance system should return your insured items when you drop them in raid (insurance fraud yes pls)
  • LoseInsuranceOnItemAfterDeath
    • Should items lose insured status on death

If you see anything that stands out to you, please let me know in the comments or submit an issue on github.

  • Insured items inside an uninsured container will not be returned to you on death.
  • Bullets in magazines stay after death. (Round in chamber gets removed though lol)
  • You are able to insure items that are needed to be placed for quests and get them back after the raid, this won't be fixed as it would require adding a client component to see if you planted an insured item. link

Never feel obligated to donate for support.

<3

https://ko-fi.com/mattdokn

Version 1.2.7

4.5K Downloads

SPT 3.10.5 Virus Total Results
Created Dec 23rd, 2024 Updated Dec 23rd, 2024

Updated for 3.10.x!

Completely re-written, with the same functionality as previous versions.

Version 1.2.6

1.8K Downloads

SPT 3.10.5 Virus Total Results
Created Oct 25th, 2024 Updated Oct 25th, 2024

- Fixed pockets not being removed on death.

- Reworked how ammo is removed to no longer always remove the chambered bullet regardless of lossAmmo config setting

Version 1.2.4

2.1K Downloads

SPT 3.10.5 Virus Total Results
Created Sep 14th, 2024 Updated Sep 14th, 2024
  • Fixed lost insurance status on death setting.
  • Fixed issue of not losing quest items on death.
Version 1.2.2

4.7K Downloads

SPT 3.10.5 Virus Total Results
Created Jul 14th, 2024 Updated Jul 14th, 2024

Fixed Bug:

  • Items are lost regardless of lostondeath.json settings. link
Version 1.2.1

892 Downloads

SPT 3.10.5 Virus Total Results
Created Jul 11th, 2024 Updated Jul 11th, 2024

Important update:

  • Fixed required armor slots being removed even thought parent armor is insured.

:*

Version 1.2.0

314 Downloads

SPT 3.10.5 Virus Total Results
Created Jul 10th, 2024 Updated Jul 10th, 2024
Version 0.0.1

202 Downloads

SPT 3.10.5 Virus Total Results
Created Jul 12th, 2024 Updated Jul 12th, 2024

3.8.x
UNSUPPORTED

Version 0.0.0

722 Downloads

SPT 3.10.5 Virus Total Results
Created Jul 12th, 2024 Updated Jul 12th, 2024

Rerelease to make 3.9.x latest again.

Not quite yet...