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Mod Details

Insurance Plus

Insurance Plus 1.2.8

Created by JustNU, Mattdokn

16.4K Downloads

SPT 3.10.5 Compatible

Insured items aren't dropped on death.

An update to JustNU's Insurance+ for the latest version of SPT!

Changes the insurance system to allow you to keep your insured items equipped upon death.

Item's dropped in raid will be handled normally through the vanilla game's return system.

Make sure you insure container's with insured items. If the container the item is in isn't insured then it'll be lost.

If you'd like to increase insurance prices you can do so with this mod TraderQoL

Simply extract mattdokn-insuranceplus.zip into your game folder

  • LoseInsuranceOnItemAfterDeath
    • Default: false
    • If this is enabled, after dying in raid. The insured items you kept equipped will lose their insured status.
  • LoseAmmoInMagazines
    • Default: false
    • If this is enabled, ammo that is chambered or loaded into an insured magazine/weapon will be removed.

If you see anything that stands out to you, please let me know in the comments or submit an issue on github.

  • Insured items inside an uninsured container will not be returned to you on death.
  • Bullets in magazines stay after death. (Round in chamber gets removed though lol)
  • You are able to insure items that are needed to be placed for quests and get them back after the raid, this won't be fixed as it would require adding a client component to see if you planted an insured item. link

Never feel obligated to donate for support.

<3

https://ko-fi.com/mattdokn

Version 1.2.8
Download Mod Version

SPT 3.10.5

Latest Compatible SPT Version

830 Downloads

Created Mar 8th, 6:30 PM

Updated Mar 8th, 6:30 PM

Virus Total Results

- Fixed insured items being duplicated! (finally)

- Config option for keeping ammo in magazines and chambered rounds now works again.

- Removing insured status on items after dying in raid works properly.

Thank you to all who opened tickets on the github repo, you guys are awesome.

Version 1.2.7
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Unknown SPT Version

Latest Compatible SPT Version

4.9K Downloads

Created Dec 23rd, 2024

Updated Dec 23rd, 2024

Virus Total Results

Updated for 3.10.x!

Completely re-written, with the same functionality as previous versions.

Version 1.2.6
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Unknown SPT Version

Latest Compatible SPT Version

1.8K Downloads

Created Oct 25th, 2024

Updated Oct 25th, 2024

Virus Total Results

- Fixed pockets not being removed on death.

- Reworked how ammo is removed to no longer always remove the chambered bullet regardless of lossAmmo config setting

Version 1.2.4
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Unknown SPT Version

Latest Compatible SPT Version

2.1K Downloads

Created Sep 14th, 2024

Updated Sep 14th, 2024

Virus Total Results
  • Fixed lost insurance status on death setting.
  • Fixed issue of not losing quest items on death.
Version 1.2.2
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Unknown SPT Version

Latest Compatible SPT Version

4.7K Downloads

Created Jul 14th, 2024

Updated Jul 14th, 2024

Virus Total Results

Fixed Bug:

  • Items are lost regardless of lostondeath.json settings. link
Version 1.2.1
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Unknown SPT Version

Latest Compatible SPT Version

900 Downloads

Created Jul 11th, 2024

Updated Jul 11th, 2024

Virus Total Results

Important update:

  • Fixed required armor slots being removed even thought parent armor is insured.

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