Receive your insured items immediately after death!
Prapor and Therapist’s teams have been reorganized — they’re now faster and more efficient at recovering your items, delivering them straight to your equipment.
NOTICE: This mod processes insurance immediately ONLY AFTER DEATH. When surviving a raid, your items dropped in-raid goes through the regular insurance system.
NOTICE: Be sure to insure the items you want to keep.
Configuration
In the configuration file config.json
SimulateItemsBeingTaken- If enabled, items can be taken before the insurer can retrieve your item. Default istrueLoseInsuranceOnItemAfterDeath- If enabled, insurance status will be lost on death. Default istrueLoseAmmoInMagazines- If enabled, ammo that is loaded into an insured magazine will NOT be kept. Default isfalse
Installation
- Extract the contents of the .zip archive into your SPT directory
Thank you DrakiaXYZ for the gif
Recommended Mods
- Mods that alter insurance prices and/or insurance return percentages. It is recommended to increase insurance prices to balance the changes done by this mod. SVM by GhostFenixx, and TraderQOL by Mattdokn provides options for changing insurance related options
Compatibility
- Tested to be compatible with Project Fika
FAQs:
Why am I losing some of my items even though SimulateItemsBeingTaken is false?
- Insurance is processed immediately ONLY AFTER DEATH. When surviving a raid, your items dropped in-raid goes through the regular insurance system
- You can still lose items if they’re uninsured
- Inspect your server logs, they contain information on how your items were processed after the raid ends
I’m still losing my items in laboratory, is there a way to change this?
SimulateItemsBeingTakenis overridden if insurance is disabled on the map. You can use SVM by GhostFenixx to enable insurance inside laboratory,Raid Settings -> Misc -> Working insurance inside Laboratoryis checked
Support
If you find bugs, or have feature suggestions, feel free to post them on the comment section, or open an issue on GitHub, or most preferably through the SPT Discord, ozen
Changes from Insurance Plus
A huge thank you to Mattdokn for allowing me to continue his work on Insurance Plus.
- Simulate items being taken. Some items might still get sent by mail when the container that holds the item is taken, but not the item itself
- Uses SPT methods to simulate items being taken, thank you SPT team!
- Ported to the new SPT C# Server
Policy Notice: Insurance scamming is not tolerated. Those items dropped in-raid will be processed through the regular insurance system.
12.97 KB
2.1K Downloads
Released Nov 12, 4:42 PM
Fixed:
- Items are kept even when insurance is disabled for the map (Labs)
12.78 KB
392 Downloads
Released Nov 10, 5:55 AM
Fixed:
- Insured item not sent by mail when parent container is not insured
Modified:
- Log count of items kept/removed to console
- General code cleanup
13.02 KB
2.5K Downloads
Released Oct 23, 1:10 PM
Fixed:
- Ammo inside magazines is still lost when SimulateItemsBeingTaken is false
13.04 KB
438 Downloads
Released Oct 22, 4:09 PM
Initial release
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Details
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GUID
com.ozen.instantinsurance
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Fika Compatible Version Available
NOTICE: This mod processes insurance immediately ONLY AFTER DEATH. When surviving a raid, your items dropped in-raid goes through the regular insurance system.
May I ask what the situation is? The insurance has expired and all the equipment has disappeared [Instant Insurance] –––– [Instant Insurance] Player: mengnan [Instant Insurance] Map: rezervbase [Instant Insurance] Items processed: 77 [Instant Insurance] Items kept: 0 [Instant Insurance] Items removed: 77 [Instant Insurance] Items uninsured: 36 [Instant Insurance] Items sent by mail: 0 [Instant Insurance] ––––
Thank you for your mod; playing with fika and it’s work like intended. Can you do a thing for insurance work on Lab ?… i just die into lab and i hold all my gear… unexpectedly
How do I remove this mod? I’ve encountered some issues. When I was playing the game with my friends via FIKA, none of us could successfully trigger the instant insurance. We didn’t receive any of the equipment we dropped upon death—even the regular insurance didn’t activate, and the equipment just vanished like that. Later, we uninstalled this mod by deleting its folder, and then used SVM to adjust the insurance settings. Unexpectedly, we still couldn’t retrieve our equipment after dying. Normally, the doctor would only regretfully tell you that no equipment was found, but I’m certain this shouldn’t be the case because we adjusted the return rate to 100%. Could it be that the problem is caused by my failure to actually uninstall the mod successfully?
items still gets taken if SimulateItemsBeingTaken is disabled
Didn’t work, my insurance didn’t come back right away, i have SVM but didn’t changed nothing on insurance there.
I downloaded the mod and I played like 5 raids, none of my insured items came back immediately, I only received Prapor’s message.
Beautiful mod, trash return chance.
I have the ammo config set to false, yet still lost all ammo in my magazines when I died - did I misunderstand the setting or is this a bug? Love the mod btw, appreciate you